InsureCap
End-to-end captive insurance. Program formation, reinsurance structuring, financial reporting, and regulatory compliance — captives made composable.
PolicyCaptive
Captive structure — cell formation, risk retention layers, loss fund management, and participant enrollment.
PolicyReinsure
Reinsurance placement — excess layers, aggregate stop-loss, and treaty negotiations with reinsurers.
PolicyLedger
Financial reporting — premium accounting, loss reserves, IFRS 17 compliance, and captive-specific journal entries.
PolicyComply
Regulatory compliance — state filings, actuarial reports, domicile requirements, and audit preparation.
Captive insurance is powerful but operationally complex. InsureCap makes it composable. Each captive program is assembled from the same elements — risk retention, reinsurance, accounting, compliance — but configured differently per domicile, per line, per participant. Group captives, single-parent captives, cell captives — all built from the same building blocks.
PolicyCaptive structures the captive — cells, participants, risk layers
PolicyReinsure places excess coverage and aggregate protection
Participants bind through the captive's delegated authority
PolicyLedger tracks premiums, losses, and reserves per cell
PolicyComply generates filings for each domicile jurisdiction
InsureCap reports performance to participants and regulators